Applications Open for Canada Disability Benefit
Canadians with disabilities can now apply for the new Canada Disability Benefit (CDB) starting 20 June. The federal government introduced the benefit under its Disability Inclusion Action Plan. The program provides direct financial assistance to eligible disabled adults aged 18 to 64.
Eligibility Requirements Set by Government
To qualify, applicants must meet several criteria, including eligibility for the Disability Tax Credit (DTC). They must also file a 2024 income tax return with the Canada Revenue Agency. If applicable, their spouse or common-law partner must also submit a return.
The federal government is mailing letters to potential recipients in June. Each letter includes a unique application code and instructions. Applicants who do not receive a letter can still apply. They must provide their Social Insurance Number, net income (line 23600 from the 2024 notice of assessment), and current mailing address.
How to Apply for the CDB
Eligible Canadians can apply online, by phone, or in person at a Service Canada office. They must have their SIN and direct deposit information ready. Service Canada has stated that direct deposit ensures faster and more reliable delivery of funds.
Community-based organisations across the country will offer support throughout the process. These organisations can help applicants complete the CDB forms and apply for the Disability Tax Credit if needed.
Payment Timeline and Retroactive Support
Canadians who apply and receive approval by 30 June will receive the first payment in July. Future payments will follow the month after approval.
The maximum benefit is $2,400 annually, or $200 monthly, from July 2025 to June 2026. The amount varies depending on adjusted family net income. The benefit will increase yearly to account for inflation. It will not decrease if the cost of living drops.
Eligible recipients may qualify for retroactive payments for up to 24 months. However, retroactive support will only begin from July 2025 onward. There will be no payments for months before June 2025.
National Funding and Federal Commitment
The federal government has committed $6.1 billion over six years to fund the program. After 2030, an additional $1.4 billion per year will support the benefit. These funds aim to reduce poverty rates among people with disabilities across the country.
Laura Chen, 28, from Vancouver, lives with rheumatoid arthritis and described her financial burden. “$200 might not seem like much, but to me, it’s dignity. It means not having to borrow money for groceries or wait until payday to buy medication.”
Also Read: Labour MP Vicky Foxcroft Resigns Over Disability Benefit Cuts Bill
Concerns Around Eligibility and Clawbacks
Disability advocates have raised concerns about the eligibility framework. They say tying the benefit to the DTC excludes many Canadians with disabilities. Some provincial governments, such as Alberta, have confirmed clawbacks. These reduce provincial assistance dollar-for-dollar based on federal benefits received.
Other provinces, including Ontario, have not clarified their stance. Advocacy groups continue urging provinces to exempt the CDB from social assistance income calculations. Critics say clawbacks could undercut the program’s ability to reduce poverty.
A Step Forward in Disability Inclusion
The CDB’s launch marks a significant milestone in Canadian social policy. The government’s focus lies in financial relief, autonomy, and dignity for people living with disabilities.
Service Canada will manage the program’s administration. Ongoing communication and outreach will support eligible Canadians through the application process. Officials advise applicants to act quickly for July payments.
Despite concerns, the Canada Disability Benefit represents a national effort to enhance inclusion and reduce deep poverty. The program’s long-term success depends on its reach and impact across all eligible communities.
Calls for Fair Access to Disability Benefit
Despite concerns, the Canada Disability Benefit represents a national effort to enhance inclusion and reduce deep poverty. The program’s long-term success depends on its reach and impact across all eligible communities. Advocacy organisations continue to call for more transparent provincial coordination, simplified eligibility procedures, and enhanced outreach to ensure no disabled Canadian is left without access to the financial support they need.
