Millions of Americans relying on Social Security benefits, Supplemental Security Income (SSI), and other federal or state assistance programs are eager to know when their payments will arrive this July. With no new federal stimulus checks planned, attention has turned to the regular Social Security payment schedule and the state-level relief programs that remain in place.
The Internal Revenue Service (IRS) has confirmed that all rounds of federal stimulus, known as Economic Impact Payments, concluded between 2020 and 2021. Individuals who missed those payments had until April 2025 to claim them through the Recovery Rebate Credit — that deadline has now officially passed.
However, in recent weeks, the IRS completed reviews for certain delayed claims, with some individuals receiving final adjustments to their tax refunds in May and June 2025.
If you’re wondering when your Social Security check, SSI benefits, or state relief might arrive this month, here’s a detailed guide to the July 2025 payment schedule.
Social Security and SSI Payment Dates for July 2025
The Social Security Administration (SSA) follows a set schedule for issuing payments, based on factors like birth date, benefit type, and when an individual started receiving payments. Here’s how the dates break down this month:
July 1, 2025
- SSI (Supplemental Security Income) recipients will receive their monthly payments. These payments provide vital support to individuals with limited income and resources, including seniors and people with disabilities.
July 3, 2025
- People who receive both SSI and Social Security benefits will be paid on this date.
- Beneficiaries who filed for benefits before May 1997 or live outside the United States also receive payments today.
July 9, 2025
- Social Security recipients born between the 1st and 10th of any month will be paid on this date.
July 16, 2025
- Social Security recipients born between the 11th and 20th will get their payments.
July 23, 2025
- Individuals born after the 20th of any month will receive their Social Security benefits.
For dependents collecting benefits through someone else’s Social Security record, payments generally arrive on the same date as the primary beneficiary.
Tip: Direct deposit is recommended, as it offers faster and more secure delivery of payments compared to paper checks.
IRS Tax Refund Updates
While federal stimulus checks are no longer being issued, some taxpayers are still waiting for their 2024 tax refunds. If you filed a paper return between May 16 and May 31, expect your refund to be processed and delivered sometime between July 11 and July 25, according to the IRS.
Now is the perfect time to check your Social Security Statement. You can verify your earnings history and learn about your future Social Security benefits with your personal #mySocialSecurity account: https://t.co/xLpXZzwGAE pic.twitter.com/ppml5AQQ51
— Social Security (@SocialSecurity) June 25, 2025
Taxpayers can track the status of their refunds using the official IRS “Where’s My Refund?” online portal.
State Assistance Programs Still Offering Relief
Although no new nationwide stimulus payments are planned, several states continue to offer targeted financial assistance to residents:
New York
Eligible residents may receive an Inflation Relief Rebate of up to $500. This payment is automatically calculated based on income and tax filings — no separate application is required.
California
Sacramento residents with household incomes below 200% of the federal poverty level may qualify for the Family First Program, offering up to $725 in monthly assistance. Applications must be submitted online through the city’s official website.
Other States
Additional relief programs are in place across Colorado, Arizona, Texas, and other states, offering rebates, tax credits, or direct cash assistance based on income, family size, and other factors. Residents are encouraged to check their state’s revenue department website for details.
How to Confirm Eligibility and Stay Informed
To check if you qualify for payments or assistance:
✔ Visit the official SSA or IRS websites for federal program details.
✔ Check your state revenue department’s website for local relief information.
✔ Review any official letters or emails you receive regarding payments — but be cautious of scams.
Beware of Payment Scams
With so many relief programs circulating, scammers often target vulnerable individuals. Remember:
🚫 The IRS, SSA, or state agencies will never call, text, or email asking for personal or banking information.
🚫 Be cautious of unsolicited offers, fake websites, or messages that seem too good to be true.
🚫 Always verify payment information through official government portals.
What to Do if Your Payment Is Delayed
If you were expecting a Social Security or SSI payment and it hasn’t arrived:
- For direct deposit issues, contact your bank to ensure there wasn’t a processing delay.
- For paper checks, allow up to three business days after the scheduled payment date before taking further action.
- Call the SSA at 800-772-1213 (TTY 800-325-0778) or visit your local Social Security office if your payment hasn’t arrived.
Final Word
While federal stimulus checks have ended, July remains a key month for regular Social Security payments, tax refunds, and state-level relief. Make sure to stay informed through official sources and be cautious of scams to ensure you receive the benefits you’re entitled to.
