As the new financial year begins, Australians are turning their attention to their tax return obligations. With the ATO offering clear tax return advice, it’s important to stay informed about key dates and options. Whether you’re expecting a tax refund or filing through a tax agent, knowing the process saves time and stress. Here’s a detailed guide on tax return Australia 2025 essentials, including deadlines, refund timelines and support services.
When Does the Financial Year Start?
Australia’s financial year begins on July 1, marking the official start of the annual tax return season. You can technically lodge your tax return for the 2024–25 financial year starting from July 1, 2025. The ATO suggests holding off until late July to lodge your return, allowing income and financial data to be pre-filled for accuracy. Lodging later helps ensure accuracy and can help you avoid unnecessary delays or corrections down the line. July 2025 tax tips often include waiting for data accuracy and updating your contact details with the ATO.
When Is My Tax Return Due?
Your tax return due date depends on how you choose to lodge it, either independently or via a tax agent. If you are completing your tax return yourself, it must be lodged by 31 October 2025. Using a registered tax agent may give you more time, but you must register with them before 31 October.
The tax agent will then provide a specific due date depending on your circumstances and lodgement schedule. This flexibility is especially helpful for those managing more complex income or needing professional support. ATO tax return advice always stresses meeting deadlines to avoid penalties or interest charges.
How to Access Your Tax File Number
You need your tax file number (TFN) to lodge a tax return or access online ATO services. If you already have a TFN, you can locate it in the myGov app under the ATO services section. Simply tap “Services” then select “Australian Taxation Office” to find your TFN icon. Alternatively, check previous tax returns, payslips or superannuation statements where the TFN is often listed. This number is crucial for identity verification and linking your income records with the ATO. It’s one of the most common July 2025 tax tips for first-time filers or returning workers.
Help Options for Lodging Your Tax Return
The ATO offers support for individuals earning under $70,000 through its free Tax Help program. This connects eligible people with trained volunteers who assist in lodging online tax returns accurately. Tax Help is available from late July to October and is offered across community centres nationwide.
The service is ideal for students, pensioners and low-income earners who can’t afford professional tax agents. More information, including how to book an appointment, is available on the ATO’s official website. It reflects the ATO’s effort to ensure Tax Return Australia 2025 is accessible to all Australians.
What to Expect With Your Refund
Many Australians eagerly anticipate receiving a tax refund after lodging their annual tax return. Refunds are only issued if you’ve paid more tax than you owed over the financial year. If you’ve paid the correct amount, there’ll be no refund, and in some cases, you might owe the ATO.
Lodging online or through a tax agent usually results in a refund within two weeks. If you lodge by paper, expect to wait up to 10 weeks from the date ATO receives your return. ATO tax return advice also includes ensuring your bank details are up to date for faster payment.
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New Rules Around Refund Delivery
The ATO now requires bank details before issuing refunds, reducing reliance on outdated cheque payments. If no bank details are provided, the ATO can hold refunds for up to 90 days before mailing a cheque. This policy aligns with the government’s plan to fully phase out cheque payments by the year 2028.
Electronic funds transfers (EFT) remain the fastest and most secure refund method. Once your tax return is processed and a notice of assessment is issued, payment follows within three business days. Taxpayers using agents who collect fees from the refund may experience minor delays in receiving funds.
EFT remains the fastest refund method
Navigating Tax Return Australia 2025 with Confidence
In 2025, filing your tax return in Australia will not be stressful. By following ATO tax return advice, meeting deadlines, and using available tools, you can maximise your return. Whether you’re filing independently or through a tax agent, these July 2025 tax tips ensure you stay prepared. From understanding your tax return due date to tracking your refund, this guide helps you navigate tax season smoothly.
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